Monday, 7 March 2011

Credit Card Offer Comparison – AMEX Visa Mastercard and Discover

Digital News Report – Credit card usage is rising again as credit card companies compete for business. The number of solicitations is expected to increase in 2011 after declining over the last several years.
There are many different types of credit cards. There are balance transfer cards which have a low rate on balance transfers, low interest rate credit cards for customers with excellent credit, rewards cars and even cards designed for customers with bad credit scores.
Here are some of the best credit cards available:

Low Interest credit Cards

The Capital One® Platinum Prestige Credit Card is a popular low interest credit card. This card offers zero percent interest for purchases and balance transfers through May 2012. After that the rate is 10.9% – 18.9% on outstanding balances.
The Chase Freedom® Visa – $50 Bonus Cash Back offers zero percent interest for 12 months.
Neither card has an annual fee but applicants need to have “excellent” credit scores.

Rewards Cards

The Capital One® VentureOneSM Rewards Credit Card does not have any annual fee. The Cap-One card offers 1.25 miles per dollar on every purchase, every day. Cardholders can exchange the miles for airline tickets, hotel rooms, car rentals and more.
The Chase SapphireSM Card does not have an annual fee either. Many rewards cards require an annual fee. The Sapphire card provides points. Customers can also earn $150 in rewards after spending $500 in the first three months.

Balance Transfer Cards

The Discover® More® Card offers 0% intro APR on Balance Transfers for 24 months. After that the rate is 11.99% – 20.99% (variable). There is no annual fee.

American Express

The Blue Sky from American Express has a zero percent interest rate for the first twelve months. “Enjoy travel rewards with no restrictions or blackout dates- earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company”, the company says.
Cardholders can also get extensions of manufacturers warranties.
Check with the card company for details.


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